Welcome to Your Financial Journey
Money is often the biggest obstacle standing between where you are and where you want to be. Whether you’re navigating the weight of debt or trying to build a safety net, you don’t have to do it alone.
Let’s identify your obstacles, simplify the complex, and build a roadmap to the financial security you deserve.
Financial Counseling with Lorna
What is financial counseling?
Guidance with an immediate problem.
Review your situation to help meet your goals.
Assistance in implementing goals for long-term financial security.
How We’ll Work Together
Financial counseling is a collaborative journey. My goal is to move you from feeling overwhelmed to feeling in control. Here is what you can expect when we partner together:
A Judgment-Free Deep Dive: We start by looking at your current financial landscape. No shame, no lectures—just a clear, honest look at where things stand today.
Defining Your "Why": We identify the life goals that actually matter to you. Money is just a tool; we’ll figure out how to make it work for your specific dreams.
The Debt Strategy: If you’re carrying debt, we’ll build a customized repayment roadmap that stops the cycle of interest and starts building your net worth.
Building Your "Life Happens" Fund: We’ll create a realistic plan for unexpected expenses so that a car repair or medical bill no longer feels like a catastrophe.
Skill Building & Education: I don’t just give you a plan; I teach you the why behind it. You’ll learn how to evaluate financial decisions and ask the right questions for the rest of your life.
Consistent Accountability: Change doesn’t happen overnight. We’ll have regular check-ins to celebrate your wins, troubleshoot obstacles, and adjust the plan as your life evolves.
Why This Works
By the end of our time together, you won't just have a budget—you'll have financial agency. You’ll know exactly where your money is going, why it’s going there, and how it’s bringing you closer to the life you want to live.